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Nursing Home Medicaid Application Attorney

Medicare vs. Medicaid for Nursing Care

Medicare vs. Medicaid for Nursing Care

Medicare vs. Medicaid for Nursing Care

  • Medicare: Covers up to 100 days of rehab after a qualifying 3-day hospital stay. It does not pay for long-term nursing home care.
  • Medicaid: Can cover long-term nursing home care indefinitely — if you qualify.

Who Is Eligible

Medicare vs. Medicaid for Nursing Care

Medicare vs. Medicaid for Nursing Care

Medicaid’s long-term care program is designed as a safety net and acts as the payer of last resort. To qualify, you must meet specific requirements that often change over time. In Michigan, you must:

  • Be age 65 or older, or have a qualifying disability
  • Meet the state’s Nursing Facility Level of Care criteria
  • Stay within strict income and asset limits

Because the rules are complicated, getting professional guidance is important.

Planning Ahead or Facing a Crisis

Planning Ahead or Facing a Crisis

Planning Ahead or Facing a Crisis

 Nursing home care is expensive — often $10,000–$14,000 per month — and costs continue to rise.

With proper planning, an experienced elder law attorney can help you protect your assets and prepare for the future.

Already in a care crisis? It’s not too late. The right legal strategy can still reduce the financial burden and help you qualify for Medicaid benefits.

Why Having a Plan Matters

Planning Ahead or Facing a Crisis

Planning Ahead or Facing a Crisis

  • Get the care you or your loved one needs.
  • Protect your savings for expenses Medicaid won’t cover.
  • Safeguard assets for your spouse.
  • Preserve your home and other property from Medicaid’s estate recovery program.
  • Enjoy peace of mind knowing your family is protected.

Beware of Well-Meaning But Risky Advice

Advice from friends or family — even with good intentions — can seriously harm your Medicaid eligibility.  Medicaid planning involves complex state and federal rules. Mistakes can lead to:

  • Denied benefits
  • Costly penalties 
  • Lost assets 
  • Delays in coverage 

Work with a qualified elder law attorney who understands the system and protects your family from expensive errors.

Guardianships

Conservatorships

Conservatorships

When an aging loved one can no longer safely make personal or medical decisions, a Michigan probate court can appoint a guardian to help manage their daily care, living arrangements, and health decisions. Guardianship is a serious step that limits an adult’s independence, so courts look for clear evidence that help is truly needed and that less restrictive options will not work.

Thomas Legal, PLLC guides families through every stage of the guardianship process—from determining whether a guardianship is appropriate, to preparing and filing the court petition, to attending the hearing and explaining the guardian’s ongoing duties. If you are worried about a parent or other relative’s safety or decision‑making, contact Thomas Legal, PLLC to discuss whether a guardianship is the right step and what alternatives may be available.

Conservatorships

Conservatorships

Conservatorships

Conservatorships in Michigan focus on protecting an adult’s money and property when they can no longer manage finances safely on their own. A probate court can appoint a conservator to handle tasks such as paying bills, managing income, protecting assets, and keeping detailed records, while the individual maintains as much independence as possible in other areas of life.

Thomas Legal, PLLC helps families decide whether a conservatorship is necessary, prepare and file the required court documents, and appear at the hearing to explain the proposed conservator’s role and responsibilities. If you are concerned that an aging loved one is vulnerable to financial mistakes or exploitation, contact Thomas Legal, PLLC to discuss whether a conservatorship—or a less restrictive alternative—makes the most sense for your situation.

There’s No Substitute for an Experienced Attorney

The right Medicaid planning strategy can save you time, protect your assets, and prevent costly mistakes.  Contact Thomas Legal, PLLC today to start a conversation about building a plan that protects your family. To get started, please complete a short intake form. It usually takes about 5–10 minutes to finish. 

Complete the Consultation Intake Form to Start a Conversation
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